https://www.randazzocm.com/home daily 1.0 2022-08-12 https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641334224585-86Q2OHJXFGMMLFA9Q39Z/2.jpg Home https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641853827751-GMF4LESNI2VTWS44KLKK/1140-financial-planners.imgcache.rev.web.900.518.jpg Home https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641853884622-O1KFP37SUW060QLUVEOZ/Oyster-565-55-Foot-Sailing-Yacht-Exterior-Cruising-Birds-Eye-View__Resampled.jpg Home https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641853965028-TY5ZJ88C0TZ9SQX7C11E/low-income-retirement-scaled.jpg Home https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641851129466-GFX8UCJ1T06R51Y3CZW2/1140-financial-planners.imgcache.rev.web.900.518.jpg Home https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641853965028-TY5ZJ88C0TZ9SQX7C11E/low-income-retirement-scaled.jpg Home https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641337611939-0N90TDQSEPKKR7HGZ1NY/Risk-taking-and-decision-making-8.22.19.jpg Home https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641857473385-SQN97SI2UB93COCV4ZGA/maxim-hopman-fiXLQXAhCfk-unsplash.jpg Home https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641337410234-SHWCPZIGUPH87HRMBCTI/iStock-526470051_1521228027.jpg Home https://www.randazzocm.com/disclosure-statement daily 0.75 2022-01-14 https://www.randazzocm.com/services daily 0.75 2024-11-20 https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641851129466-GFX8UCJ1T06R51Y3CZW2/1140-financial-planners.imgcache.rev.web.900.518.jpg Financial Planning - Financial Planning A financial plan is a complete picture of your current finances, your financial goals, any strategies you’ve taken to meet those goals, and next steps to help you meet your objectives. At Randazzo Capital, your plan will include details about your income, expenses, savings, debt, investments, insurance, and other components of your financial life that may be important to you. Randazzo Capital will regularly review your plan with you to ensure it is up to date, which will give you confidence in your financial well-being, allowing you to spend your energy on other important areas of your life. https://www.randazzocm.com/about daily 0.75 2022-08-17 https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641858724597-YOSAECVKH1RCI6KGX55H/2.jpg About - Park Randazzo, CFP® Owner I began my career as a Financial Advisor at Merrill Lynch in Indian Wells, CA in 2007. I moved to Orange County in 2010 to pursue an MBA at the Paul Merage School of Business at UC Irvine, which I completed in 2012. I am a CERTIFIED FINANCIAL PLANNER™ and fully licensed advisor including: Series 7, 66, and Life and Health Insurance. In my second year of business school, I continued my career as a Financial Advisor with a boutique RIA in Aliso Viejo, CA. Following graduation, my wife and I decided to make Orange County our home. In growing my practice in Orange County, I developed a strong passion for Financial Planning. In particular, I felt it was very important that clients have a purpose and understanding for each of their investments and financial decisions, giving them a higher probability of achieving their goals. This led me to becoming a CFP® in 2017 and ultimately to creating my own company in 2018. I created Randazzo Capital Management, LLC to provide my clients with a high level of Financial Planning and Asset Management. To achieve this, I have integrated the latest Financial Planning tools and programs, to provide my clients with a clear understanding of their progress toward achieving their goals. I also work closely with leading research platforms and their analysts, in the construction and monitoring of portfolios. In addition to my career in Orange County, I have also been active in the community as a founding member of the Aliso Viejo Chamber of Commerce, mentor in the Orangewood Foundation (Foster Youth Services), and Laguna Beach Boys and Girls Club. I currently live in Rancho Mission Viejo with my family. I enjoy daily time at the park with my son and daughter, as well as exploring new OC activities and restaurants with my wife. A couple of my favorite hobbies include surfing and fly fishing. If you have any questions or would like to learn more about a consultation with myself, please contact me at your convenience. I look forward to speaking with you. https://www.randazzocm.com/privacy-policy daily 0.75 2022-01-12 https://www.randazzocm.com/connect daily 0.75 2022-01-12 https://www.randazzocm.com/contact daily 0.75 2022-01-31 https://www.randazzocm.com/education-planning daily 0.75 2024-11-20 https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641337410234-SHWCPZIGUPH87HRMBCTI/iStock-526470051_1521228027.jpg Education Planning - Education Planning The rising costs of college make it very important to start a savings plan for your child or loved one as soon as possible. Proper planning can prevent tuition costs from eventually altering your other financial goals. While most people do not fund a College Savings account with the intention of covering every dollar of eventual tuition, doing so even at a limited level can have a very positive impact on your accumulated dollars to pay for tuition, through a combination of investment returns and preferential tax treatment. Additionally, your child can graduate with limited or no student loans, giving them the best start to prepare for their own futures. https://www.randazzocm.com/portfolio-management daily 0.75 2024-11-20 https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641857473385-SQN97SI2UB93COCV4ZGA/maxim-hopman-fiXLQXAhCfk-unsplash.jpg Portfolio Management - Portfolio Management An intelligent selection of building materials including Mutual Funds, ETFs, and Alternative Asset Classes are used to build risk allocated portfolios with superior operation capabilities targeted to your goals, time horizon, and comfort levels. While working with Randazzo Capital, your portfolio/s will regularly be evaluated to maintain alignment with your goals. https://www.randazzocm.com/retirement-planning daily 0.75 2024-11-20 https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641853965028-TY5ZJ88C0TZ9SQX7C11E/low-income-retirement-scaled.jpg Retirement Planning - Retirement Planning You can often receive the most benefit by participating in your employer’s retirement plan such as a 401k or SIMPLE IRA. Such plans offer a higher contribution limit than a Traditional or Roth IRA, providing an additional tax benefit and greater means for accumulating funds for your retirement. Additionally, these employer plans often provide contribution matching which is very helpful in boosting your retirement savings. As a business owner, it is very important to be aware of the retirement plans available to you including: 401K, SEP, Simple, Profit-Sharing, and Cash Balance plans. Implementing one of these plans can greatly increase your retirement contribution limits, while also reducing your taxes now as contributions are tax deductible. Offering such a plan as an employer can help you attract and maintain employees. Many employers now offer retirement plans, and job seekers often require such a benefit before committing with a company. Understand how implementing one of these plans can greatly benefit the lives of your employees and strengthen commitment with your company. https://www.randazzocm.com/retirement-planning-1 daily 0.75 2024-11-20 https://images.squarespace-cdn.com/content/v1/61b3de03af71ec4a131ab44f/1641337611939-0N90TDQSEPKKR7HGZ1NY/Risk-taking-and-decision-making-8.22.19.jpg Insurance Planning - Insurance Planning Randazzo Capital will detect risks that may jeopardize your current or future finances. Often, this piece is overlooked, which has the potential to cause a major shortfall due to a death or long-term care need in the family. Transferring or sharing some of this risk with an insurance company ensures your family members or other loved ones will have a financial foundation in the case of such an event. Some of the ways we utilize insurance within a financial plan include: Life Insurance Long-Term Care Insurance