Helping you navigate your financial decisions.
Retirement Planning
You can often receive the most benefit by participating in your employer’s retirement plan such as a 401k or SIMPLE IRA. Such plans offer a higher contribution limit than a Traditional or Roth IRA, providing an additional tax benefit and greater means for accumulating funds for your retirement. Additionally, these employer plans often provide contribution matching which is very helpful in boosting your retirement savings.
As a business owner, it is very important to be aware of the retirement plans available to you including: 401K, SEP, Simple, Profit-Sharing, and Cash Balance plans. Implementing one of these plans can greatly increase your retirement contribution limits, while also reducing your taxes now as contributions are tax deductible.
Offering such a plan as an employer can help you attract and maintain employees. Many employers now offer retirement plans, and job seekers often require such a benefit before committing with a company. Understand how implementing one of these plans can greatly benefit the lives of your employees and strengthen commitment with your company.
Planning and investment experts to optimize your financial life.
We are committed to bringing our clients the best ideas amidst the ever-changing economy and marketplace, and in doing so, have teamed up with Anfield Capital*, a registered investment adviser in Newport Beach, CA, to help manage your money.